Mahiti Rural Development

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	Since 1981, Mahiti is a rural development organization based...


	Mahiti works closely with communities in nearly 90 villages of Dhandhuka, Barwala and...


	We are constantly looking for people who may be able to contribute to our programs and...


	Our work is possible because of the support of numerous organizations / institutions and Individuals...

Other Services offered by the Federation (Cooperative)

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Insurance Services

Since last 5 years, both women federations (women cooperatives) and Mahiti is authorized agent of Life Insurance Corporation of India (LIC) and Birla SunLife Insurance Company Limited. Mahiti and both the cooperatives, jointly promoting social security schemes of both the companies such as “Janshri Bima Yojna” and “Bima Kavach” scheme of both the companies respectively to increasing the social security of poor and marginalized women.

Legal Aid and Family Counseling

Women in rural areas face atrocities and suffer a lot more because of their ignorance about legal provisions. For this, Mahiti has been tirelessly working for the last five years and a Bhal Social Justice Activists Group (BSAG) in Bhal region has been formed to work for social justice campaign, human rights, awareness generation among people regarding various forms of exploitation. About 50 young men and women belonging to the exploited class of the region has joined the group. These young people are working for the process of social justice and directing people to proper direction. A Legal Aid and Family Counseling Centre has been set up at our Centre (Dholera) and provides legal aid and counseling. The legal consultants come regularly on 25th of every month. Many people come to the meeting with various issues like domestic violence against women, human rights violation, marital discord, bride burning, torture, illegal possession of land, land ownership issues like cases of inheritance, non registration of legally owned land, non issuing of ownership right in spite of cultivating the land for many years etc. The activists group members guide and help to solve the problems by counseling or if needed by legal actions with assistance from two advocates who guide the complainant to take legal action.

Conducting Training Programs

Both the federations (women cooperatives) conduct training for SHG members in the following areas:

	Group leaders’ training (group dynamics, decision making and leadership)
	Group members’ training (familiarity with rules, regulations, responsibilities of the group members and leaders)
	Financial Management and Record Keeping of Group
	Entrepreneurship Awareness Programs
	Insurance

Exposure Visits

Bhal Women’s Savings and Credit Cooperative Society Limited organizes visits of group leaders, organizers or facilitators of the agencies / organizations interested in SHG promotion, to provide an orientation to the functioning of the group. The interact with the group leaders and members and observe the group meeting, the accounting procedures, the rules followed by the groups, the decision making, also various social activities for which the group has mobilized its human / or financial resources.

Experience Sharing

With the experience of more than a decade, some of the group leaders of old SHGs are excellent resource persons who can give an account of the actual problems that the group may face in its various stages of development. Some of them are literate, others illiterate, but have tremendous skills in conceptualizing, generalizing and articulating. The visit the organization especially to interact with group leaders and animators to overcome any problems encountered in the field in group promotion or strengthening. The cooperative leaders can also provide inputs regarding cooperative functioning, cooperative management, laws and its process.

Marketing of Seeds and essential commodities

Sorghum, cotton and wheat are the main crops growing in Bhal region. Every year both the cooperatives buy good quality seeds from wholesale traders and distribute those seeds to their members so that they can get seeds of good quality and grow good quality crop, the cooperative purchases edible oil in bulk and sell that to their members at reasonable rate. The purpose of this intervention is to help the members be independent of local traders and agents who once giving the seeds in advance and charge the high prices by including their profit in it. The cooperative charges half of the cost of the seeds in cash at delivery time and remaining half in six months installments.

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